Home loan – THG Holdings, LLC

Welcome to Your Homeownership Journey

Let's Turn Dreams into Reality

Are you ready to embark on the exciting journey of homeownership? As “Your Real Estate Partner,” , Hakiim Herring, bring over two decades of expertise in the Commercial, Residential, and Creative Real Estate industry to guide you every step of the way. From navigating complex deals to ensuring your satisfa

About Me

With a track record of excellence spanning over twenty years, I’ve earned accolades as an award-winning Real Estate Broker, Author, Investor, Entrepreneur, and Mentor. My journey from a small town in upstate New York to Atlanta, GA, has been marked by determination, integrity, and strategic mentorship. Transitioning from a successful corporate career at SunTrust Bank to founding The Herring Group Realty, I’ve weathered market challenges, emerged stronger, and facilitated over $500 million in real estate transactions.

Why Choose Me as Your Real Estate Partner?

Expertise Across the Spectrum

With a diverse background in Commercial, Residential, and Creative Real Estate, I offer comprehensive insights and strategies tailored to your unique needs.

Navigating Market Challenges

Having experienced the highs and lows of the real estate market firsthand, I possess the resilience and expertise to navigate any challenges that may arise, ensuring your success.

Community Engagement

Beyond professional success, I actively contribute to my community through volunteering and membership in organizations such as Hands-On Atlanta, the World Environmental Organization, Toastmasters International, and the Atlanta Black Chamber of Commerce.

Why Choose Community Home Lender?

Flexible Financing Options

Whether you’re a first-time buyer or looking to upgrade, our range of home loan products offers flexible financing solutions to suit your unique needs and budget.

Competitive Interest Rates

Benefit from competitive interest rates that help you save money over the life of your loan, making your dream home more affordable than ever.

Personalized Guidance

Our team of experienced loan officers is here to guide you through every step of the home loan process. From pre-qualification to closing, we’ll provide personalized guidance and support to ensure a smooth and stress-free experience.

Fast and Efficient Approval

We understand that time is of the essence when it comes to securing your dream home. With our streamlined approval process, you can expect fast and efficient service, so you can move into your new home sooner rather than later.

Ongoing Support

Our commitment to your satisfaction doesn’t end at closing. We’ll continue to provide support and assistance even after you’ve moved into your new home, ensuring that you have everything you need to thrive as a homeowner.

FAQs

What types of properties do you specialize in?

I specialize in a wide range of properties, including residential homes, commercial spaces, and unique creative real estate opportunities.

How can I qualify for a home loan?

Qualifying for a home loan involves factors such as credit score, income, and debt-to-income ratio. As your real estate partner, I’ll guide you through the pre-approval process and connect you with trusted lenders who can offer competitive rates.

What if I'm unsure about the home buying process?

Don’t worry! I provide personalized guidance and support throughout the entire home buying process. From understanding your needs to closing the deal, I’ll be by your side every step of the way.

How do I know how much home I can afford?

Determining how much home you can afford involves factors such as your income, expenses, credit score, and down payment amount. Our team can help you assess your financial situation and explore loan options that fit your budget.

What documents do I need to apply for a home loan?

Common documents required for a home loan application include proof of income, tax returns, bank statements, and identification. Our loan officers will guide you through the documentation process and ensure that you have everything you need to apply for a loan.

How long does the home loan approval process take?

The right type of home loan depends on your financial situation, goals, and preferences. We offer a variety of loan products, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Our team can help you explore your options and choose the best loan for your needs.

What types of properties do you specialize in?

The home loan approval process typically takes a few weeks, but the timeline can vary depending on factors such as the complexity of your application and the lender’s workload. Our team will keep you informed throughout the process and work to expedite approvals whenever possible.

What are closing costs, and how much should I expect to pay?

Closing costs are fees associated with finalizing the home purchase transaction, including loan origination fees, appraisal fees, title insurance, and attorney fees. Our team will provide a detailed breakdown of closing costs and help you understand your financial obligations before closing.

Ready to Take the Next Step?

Let’s connect and help you find your dream home, and turn your dreams into reality.